Proactive Ways To Protect Your Identity

For the eighth consecutive year, identity theft topped the Federal Trade Commision's (FTC) list of leading consumer fraud complaints. In 2007, the FTC received 258,427 complaints - more than four times the next-highest entry. And a recent survey conducted by Javelin Strategy & Research found that 8.4 million Americans were victims of identity fraud last year alone.

There are a number of steps you can take to limit access to your personal information and reduce your risk of falling victim to identity theft. Here are just a few:

Safeguard Personal Information
- Since "dumpster diving" is a proven way to gather personal information, shred account statements and financial documents before tossing them in the trash. You may also want to send mail containing personal information from a secure location, such as the post office.

Don't Fall For Scare Tactics
- Beware of anyone who reports a service issue or emergency and asks for your account information. If you have a legitimate business relationship, the person should already have any information needed.

Click Carefully
- Don't open attachments or click on links sent to you from an unknown source. Pop-up ads and e-mail links may sometimes contain viruses or spyware - and may even attempt to capture your information by using a Web site that resembles a familiar company or service (a practice known as "phishing").

Protect Your Social Security Number
- In many ways, your Social Security number is your most valuable asset. It holds the key to your personal information, such as your health and financial records. As a result, you should never write your Social Security number on a check, use it as a password, or give it to anyone unless necessary.

Monitor Your Credit Reports and Accounts
- If you see any unfamiliar charges, or notice that your billing statements haven't arrived, be sure to report it to your creditor or fnancial institution. You can also request a copy of your credit report to see what accounts have been opened in your name and check your payment history. To receive your free credit reports, just call 1-877-322-8228, or Click Here.

It's possible to protect your personal information and keep identity thieves at bay. For additional resources, please Click Here.

DISCLAIMER: The information and opinions expressed on this blog are not an endorsement or recommendation for any medical treatment, product or course of action by One For The Aging. For medical, legal or other advice, please consult appropriate professionals of your choice.




Return to TOP