In some states individuals who have Medicare coverage may be eligible to have their Medicare premiums paid by Medicaid if their income is between 100% and 135% of the poverty level.
(Medicaid does not pay for prescription drugs for people on Medicare.)
Medicare-Aid
Medicare-Aid is a free Medicaid program for people who have Medicare and also have limited income and resources. The program can help pay your Medicare premiums, co-payments and deductibles. It is also known as Medicare Savings Program. There are three different levels of Medicare-Aid. All are based on an individual’s countable income.
Comprehensive Medicare-Aid (MQB-Q) covers:
Medicare Part B premium
Medicare Part A premiums (when applicable)
Medicare hospital deductible
Medicare annual deductible
20% Medicare co-payment
If you go into a nursing home, Medicare-Aid only covers the first 20 days.
Limited Medicare-Aid (MQB-B) covers the Medicare Part B premium
Limited Medicare-Aid Capped Enrollment (MQB-E) also covers the Medicare Part B premium. Funds for this program may be limited.
Your Medicare-Aid Benefit depends on your monthly income
Income includes:
Social Security
Veterans Benefits
Pensions and other retirement benefits and
Wages (some income can be disregarded).
Resources Include:
cash
bank accounts
second car
retirement accounts
stocks and bonds and
real estate that is not your home.
Your resources must be no more than $4,000 for an individual, or $6,000 for a couple. Resources DO NOT INCLUDE your home, car, household furnishings, clothing or other personal effects such as jewelry.
Medicare-Aid Monthly income limits (Effective 04/2008)
Program - Number in Family
_________1________2______
MQB-Q _$867 ___$1,167
MQB-B _$1,040 __$1,400
MQB-E _$1,170 __$1,575
Medicare-Aid for Working Individuals with a Disability can help you keep your Medicare Part A coverage.
If you have lost your entitlement to free Medicare Part A benefits because you returned to work and now have earned income, Medicaid has a Medicare-Aid program that may pay your Medicare Part A premium for you.
To be eligible for Medicare-Aid for Working Individuals with a Disability, you must be under 65, disabled, and entitled to enroll in Medicare Part A.
Contact your local Department of Social Services (DSS) for more information.
DISCLAIMER: The information and opinions expressed on this blog are not an endorsement or recommendation for any medical treatment, product or course of action by One For The Aging. For medical, legal or other advice, please consult appropriate professionals of your choice.
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The Help You May Need - Starts Here
The Help You May Need - Starts Here
Welcome to ONE FOR THE AGING.
Through the days and coming weeks, you will find a substantial collection of what we consider helpful tidbits of information. Please take what you need or want and pass the rest to a friend.
Through the days and coming weeks, you will find a substantial collection of what we consider helpful tidbits of information. Please take what you need or want and pass the rest to a friend.
